So why might South Dakota offer the best chance for a satisfying retirement? After all, with an average annual temperature of 45 degrees, your tan will suffer. Plus, the state’s cost of living score and overall crime rate, while in the top half of the ranking, both finished well outside the top 10. Nevertheless, South Dakotans are very content with their lives. Gallup’s State Continue Reading
Summer Time 2018
It's summer time in the Black Hills! This summer, take a 'stay-cation' and enjoy the many activities that the beautiful Black Hills have to offer. From camping and fishing to hiking and biking, the opportunities are endless. I would encourage you to make a list of the area attractions that you and your family have not yet visited and then make an effort to visit one location each Continue Reading
Income Qualifications For Your Home Loan
Income Needed to Qualify for a Mortgage Loan When you apply for a home loan, the mortgage lender will conduct a thorough review of your income situation. Income is one of the most important factors to a lender, along with your credit score and debt level. This article answers a common, income-related question that home buyers often ask: How much income is needed to qualify for a mortgage Continue Reading
RE/MAX In The Hills Brochure
Please click on the link below to view our latest RE/MAX In The Hills brochure. RE/MAX In The Hills Brochure Continue Reading
How to Prepare for a Competitive Real Estate Market
Home buyers who are planning to enter the real estate market can benefit from having their financing arranged ahead of time. What does that mean exactly, and why is it so important in the current real estate market? Here's what you need to know. Many real estate markets across the country are highly competitive right now due to a lack of supply. There are plenty of people in the Continue Reading
Create An Evacuation Plan For Your Pet
An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan. Assign pet evacuation to Continue Reading
Spearfish Community Growth 2017-2018
Spearfish, SD offers many opportunities for commercial growth. Check out this video provided by the Spearfish Economic Development. Come and grow with us! Continue Reading
Real Estate Market – 2018
Real Estate Market Expected to Remain Tight in 2018 Real estate markets across the U.S. are expected to remain tight in 2018, as demand for homes continues to exceed the available supply. This is according to a survey of more than 100 economists, academics, and housing market experts. Housing Market Still Tight, Heading Into 2018 In its most recent "Home Price Expectations Survey," Zillow Continue Reading
SHORT SALE AND FORECLOSURE: HOW ARE THEY DIFFERENT?
As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview. A short sale comes into Continue Reading
WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather Continue Reading
